IHFA Mortgage Rates

IHFA is able to offer lower rates on mortgage loans for first-time home buyers through the sale of Mortgage Revenue Bonds, or MRBs. Income from these private activity bonds is exempt from certain taxes. This allows us to provide a lower interest rate for borrowers, while preserving a competitive rate of return for investors.

IHFA mortgage rates (just like conventional rates) are subject to change at any time. The date listed below shows when the rate was last updated?the rate may have changed since then. For the most current interest rate on an IHFA or other loan, contact your lender for a quote.

These rates do not represent a quote from IHFA or any other lender.

Effective October 10, 2002 the following mortgage interest rates will be in effect for Idaho Housing and Finance Association:

Notes:

* In stepped rate mortgages the lower mortgage rate is applicable for the first three years and the higher rate applies from year four until the loan is repaid.

** Rates and amounts are subject to change upon notice.